Fadilah, A. R. N. (2026) “Efektivitas QRIS terhadap Inklusi Keuangan Digital UMKM di Madiun”, JEBMAFA: Journal of Economics, Business, Management, Accounting, Finance, and Administration, 1(2), pp. 119–128. Available at: https://journal.megantaraabdinusa.org/index.php/jebmafa/article/view/100 (Accessed: 4 April 2026).